Premal Parekh Advisory

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Investor Charter

Vision and Mission

Vision

Invest with knowledge and safety.

Mission

  • Every investor should be able to choose and invest in the right financial products based on individual needs.
  • Manage and monitor investments to meet their financial goals.
  • Access timely, transparent reports.
  • Enjoy overall financial wellness.

Details of Business Transacted by the Research Analyst

  • Research Publications
    • Publish research reports based on the research activities of Premal Parekh Advisory Services LLP.
    • Offer an independent, unbiased view on securities.
  • Unbiased Recommendations
    • Disclose any financial interests held in recommended securities.
    • Provide research recommendations based exclusively on publicly available information and known observations.
  • Regulatory Compliance
    • Conduct an annual audit of all research processes and disclosures.
    • Ensure all advertising adheres strictly to the Advertisement Code for Research Analysts.
  • Record-Keeping
    • Maintain records of all client interactions—both existing and prospective—wherever any conversation related to research services takes place.

Services Provided to Investors

(No indicative timelines; actual timelines will be communicated to clients where required.)

  • Onboarding of Clients
    • Share terms and conditions of research services at the outset.
    • Complete KYC formalities for fee-paying clients.
  • Mandatory Disclosures to Clients
    • Disclose all material information that will enable informed investment decisions, including:
      • Nature of business activities.
      • Any disciplinary history.
      • Terms and conditions of research services.
      • Details of related entities or associates and any potential conflicts of interest.
      • Risks inherent to the investment recommendations.
      • Extent of Artificial Intelligence (AI) tools used in research processes.
      • If distributing a third-party report, disclose any material conflicts of interest of that third party or provide a direct link to their disclosures.
      • Any conflicts of interest arising from the RA’s other activities.
  • Distribution of Research Reports
    • Provide research reports and recommendations impartially, without discrimination among clients.
    • Maintain confidentiality of report content until the report is made publicly available.
  • Data Privacy and Security
    • Respect investors’ data‐privacy rights.
    • Implement adequate safeguards to prevent unauthorized access or misuse of confidential client information.
  • Service Timelines & Guidance
    • Clearly communicate expected timelines for each research service.
    • Provide guidance and prominent cautionary notices whenever recommendations involve complex or high-risk financial products.
    • Treat all clients with honesty, integrity, and fairness.
    • Ensure client information remains confidential unless disclosure is legally mandated or specifically authorized by the client.

Grievance Redressal Mechanism

  • Filing a Complaint with the Research Analyst
    • In case of any grievance or complaint, an investor should directly approach the designated Research Analyst.
    • The RA will aim to resolve the grievance promptly, and in any event, no later than 21 days from the date of receipt.
  • Escalation to SEBI’s SCORES Platform
    • If an investor is not satisfied with the RA’s resolution, they may lodge a complaint on the SEBI Complaints Redress System (SCORES) at: https://scores.sebi.gov.in
    • The RA’s designated supervisory body (RAASB) will conduct a first-level review of the complaint. If unresolved, a second-level review will be conducted by SEBI.
  • Alternative Dispute Resolution
    • Investors also have the option to file complaints on the SMARTODR platform for online conciliation or arbitration.
  • Physical Complaints
    • For hard-copy complaints, investors may write to: 
      Office of Investor Assistance and Education  
Securities and Exchange Board of India (SEBI), SEBI Bhavan  
Plot No. C4-A, ‘G’ Block, Bandra-Kurla Complex  
Bandra (East), Mumbai – 400 051
    • For queries or grievances by email, investors can contact: premalrsstudy@gmail.com
  • RA Registration Details

Rights of Investors

  • Privacy & Confidentiality Investors have the right to expect that their personal and financial information will remain private, except when disclosure is legally mandated or specifically consented to.
  • Transparent Practices Investors have the right to full transparency in all dealings—including upfront disclosures of business activities, fees, and potential conflicts of interest.
  • Fair and Equitable Treatment Investors should never be discriminated against or shown preferential treatment by the Research Analyst.
  • Adequate Information & Initial/Continuing Disclosure Investors have the right to receive, in a timely manner, all statutory and regulatory disclosures regarding the research services, including any material changes in business or conflict-of-interest status.
  • Fair & True Advertising Any advertisement or promotional material must be truthful, accurate, and comply with the Advertisement Code for Research Analysts.
  • Awareness of Service Parameters & Turnaround Times Investors have the right to know the service timelines for every deliverable (e.g., report issuance, queries, grievance resolution).
  • Right to Be Heard & Grievance Redressal Investors have the right to voice complaints or feedback and expect a timely resolution.
  • Right to Exit Investors can exit any financial service or product in accordance with the terms and conditions agreed upon with the Research Analyst.
  • Guidance & Cautions for Complex/High-Risk Products Investors have the right to receive clear guidance, along with adequate cautionary notices, when dealing in complex or high-risk financial products or services.
  • Additional Rights for Vulnerable Consumers
    • Right to access services in a suitable manner (e.g., for differently abled individuals).
    • Right to provide feedback on the financial products and services used.
    • Right against coercive, unfair, or one-sided clauses in financial agreements.

Responsibilities of Investors

Do’s

  • Verify RA Credentials
    • Always deal with a SEBI-registered Research Analyst.
    • Ensure the Research Analyst’s registration certificate is valid and note the SEBI registration number (INH000015899).
    • Refer to SEBI’s official list of registered Research Analysts at: https://www.sebi.gov.in/…/intmId=14
  • Review Disclosures
    • Carefully read and understand all disclosures in research reports before making any investment decision.
  • Payment Practices
    • Pay fees through recognized banking channels only.
    • Retain duly signed receipts that specify payment details.
    • If the RA has opted in, make payments via Centralized Fee Collection Mechanism (CeFCoM) of RAASB (applicable to fee-paying clients).
  • Seek Clarification
    • Ask relevant questions and clear all doubts with your Research Analyst—especially when recommendations involve complex or high-risk products.
  • Know Your Rights
    • You have the right to terminate your relationship with the Research Analyst according to mutually agreed terms.
    • Provide feedback on the quality of research and services received.
    • You are not bound by any clause that contravenes SEBI regulations.
  • Report Misconduct
    • Inform SEBI immediately if any Research Analyst offers guaranteed or assured returns.

Don’ts

  • Avoid Direct Fund Transfers
    • Do not provide investment funds directly to the Research Analyst.
  • Beware of Misleading Claims
    • Do not fall prey to enticing advertisements, market rumors, or incentives (e.g., “limited period discounts,” gifts) offered by any Research Analyst.
  • Protect Account Credentials
    • Never share login credentials or passwords for your trading, demat, or bank accounts with the Research Analyst.
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